
Written by: Richard Fong
Published on October 20, 2021
Published on October 20, 2021
Credit and debit cards have been around since the 1850s, but consumers were initially hesitant to use them due to the lack of security measures and legislative support at the time. As a result, many laws and regulations were created to give consumers the confidence to use their cards without fear of their data being stolen.
However, the advent of eCommerce, where online payment is the primary mode of transaction, has prompted hackers to develop sophisticated tools that allow them to easily access consumer data. In December 2004, the PCI Security Standards Council enacted the universal security standard of PCI (Payment Card Industry) DSS (Data Security Standard) compliance to deter the progress of hackers.
The PCI DSS is a set of rules established by major stakeholders in the payment card industry that must be followed by all organizations that accept payment cards, including eCommerce businesses.
Achieving PCI DSS compliance is mandatory for eCommerce businesses that want to accept debit or credit cards and grow their business. The requirements are as follows:
At first glance, the list does not appear to be complicated. However, within those 12 requirements, the PCI DSS covers more than 250 sub-requirements.
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